HDFC Credit Cards help you save money on your spending. But if you do online shopping more often, use the Regalia Credit Card. Under this, you will get reward offers on your online spending. So, if you frequently use e-commerce sites to purchase groceries, apparel, etc. online, get this HDFC Credit Card for a discount on your daily spending. Keep reading this page below to know more about the HDFC Regalia Credit Card offers.
Offers of Regalia Credit Card
The bank provides the following benefits in this card –
Airport Lounge Access
Do you travel often via flights due to business or a job? If yes, then the HDFC Regalia Credit Card will help you get complimentary lounge access. So, wait for your flight comfortably at the selected lounge. The list is available on the bank website. Post getting the credit card login to your account using the 16-digit credit card number, log in and see the lounge list. HDFC allows 12 complimentary lounge access in India and 6 abroad.
Four Reward Points on Every INR 150 Spent
When you do online transactions via HDFC Credit Card, you will earn 4 points on every transaction of INR 150 and above. You should know that even if the transaction is INR 149 it won’t make you eligible for the reward points. The cardholder needs to follow the bank terms and conditions in order to avail of the exciting gift vouchers and other rewards.
Bonus Points
Bonus points are offered to you when you spend a specific amount in a year using your Regalia Credit Card. Check out the offer below –
- 10,000 Bonus Points on INR 5 Lakhs spend
- Additional 5,000 Bonus Points on INR 8 Lakhs spend
If your credit limit doesn’t meet the bonus point conditions, this offer is not for you.
Foreign Currency Markup
A 2% charge will apply to your foreign transactions. As you know when you use your card in a foreign country, an extra charge will be deducted from your card. Well, the charge may vary from country to country. But the HDFC Bank has set the limit to 2% on this additional charge.
Revolving Credit
Enjoy the HDFC Bank Revolving Credit feature on your credit card. If you use this, a nominal interest rate will apply to your outstanding balance. This helps you afford the credit card payment. So, it will be easy for you to pay the bills in small portions rather than paying each month’s bill in a lump sum which can be inconvenient for you taking care of the other obligations you have.
Am I Eligible for HDFC Regalia Credit Card?
To find the sane, check out the below requirements of HDFC Bank
For Salaried
If you work in a private or public limited company and earn a net income of more than INR 1 Lakh, you will be eligible for this HDFC Card. Your age should be between 21 and 60 years. If your age doesn’t meet the bank requirements, the card request will be rejected and you will know why it happened as the reason will be mentioned in the SMS or email.
For Self-employed
If you run your own business and earn INR 12 Lakh per annum, you can apply for a Regalia Credit Card. The age criteria for self-employed applicants are from 21 years to 65 years.
Zero Lost Card Liability if the Regalia Credit Card is Not With You
If you lost your HDFC Regalia Credit Card, report it immediately by calling the HDFC Credit Card Customer Care Number. When you do so, you have zero liability on any fraudulent transactions (if any). You must report the card to the service provider immediately, so they can block your credit card and the person who stole it can’t misuse your credit card.
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